[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.abiti.cz\/pujcte-si-na-pozemek\/#Article","mainEntityOfPage":"https:\/\/www.abiti.cz\/pujcte-si-na-pozemek\/","headline":"P\u016fj\u010dte si na pozemek","name":"P\u016fj\u010dte si na pozemek","description":"Ka\u017ed\u00fd, kdo chce stav\u011bt, pot\u0159ebuje p\u0159edev\u0161\u00edm parcelu ur\u010denou k takov\u00e9 stavb\u011b, stavebn\u00ed materi\u00e1l a obvykle i n\u011bjakou tu techniku, n\u00e1\u0159ad\u00ed a \u0159emesln\u00edky. A to pochopiteln\u011b znamen\u00e1, \u017ee doty\u010dn\u00fd pot\u0159ebuje v prvn\u00ed \u0159ad\u011b jedno \u2013 pen\u00edze. Proto\u017ee v\u0161e dosud zm\u00edn\u011bn\u00e9 nem\u00e1 \u0161anci sehnat, dokud za to n\u00e1le\u017eit\u011b nezaplat\u00ed, nic z toho se na\u0161im lidem neposkytuje bezplatn\u011b. […]","datePublished":"2022-10-24","dateModified":"2022-10-24","author":{"@type":"Person","@id":"https:\/\/www.abiti.cz\/author\/#Person","name":"","url":"https:\/\/www.abiti.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a414941ff2b86a79f1a70a433f21d60df00047fefe742a46b6fded139881a475?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a414941ff2b86a79f1a70a433f21d60df00047fefe742a46b6fded139881a475?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"abiti.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.abiti.cz\/wp-content\/uploads\/bal%C3%AD%C4%8Dky%20odolar%C5%AF.jpg","url":"https:\/\/www.abiti.cz\/wp-content\/uploads\/bal%C3%AD%C4%8Dky%20odolar%C5%AF.jpg","height":0,"width":0},"url":"https:\/\/www.abiti.cz\/pujcte-si-na-pozemek\/","about":["D\u016fm a byt"],"wordCount":422,"articleBody":"   Ka\u017ed\u00fd, kdo chce stav\u011bt, pot\u0159ebuje p\u0159edev\u0161\u00edm parcelu ur\u010denou k takov\u00e9 stavb\u011b, stavebn\u00ed materi\u00e1l a obvykle i n\u011bjakou tu techniku, n\u00e1\u0159ad\u00ed a \u0159emesln\u00edky. A to pochopiteln\u011b znamen\u00e1, \u017ee doty\u010dn\u00fd pot\u0159ebuje v prvn\u00ed \u0159ad\u011b jedno \u2013 pen\u00edze. Proto\u017ee v\u0161e dosud zm\u00edn\u011bn\u00e9 nem\u00e1 \u0161anci sehnat, dokud za to n\u00e1le\u017eit\u011b nezaplat\u00ed, nic z toho se na\u0161im lidem neposkytuje bezplatn\u011b.Jen\u017ee kdy\u017e ono to stoj\u00ed p\u0159\u00edmo stra\u0161n\u00e9 pen\u00edze. To nen\u00ed n\u011bco, co by se po\u0159\u00eddilo za p\u00e1r stovek nebo tis\u00edcovek. Tady jde klidn\u011b i o miliony. A porovn\u00e1me-li to s p\u0159\u00edjmy na\u0161ich lid\u00ed, snadno zjist\u00edme, \u017ee na to prost\u011b jen tak n\u011bkdo nem\u00e1.A tak si ti, kdo cht\u011bj\u00ed stav\u011bt, zkr\u00e1tka \u010dasto pen\u00edze p\u016fj\u010duj\u00ed. Aby m\u011bli \u010d\u00edm platit pr\u00e1v\u011b ve chv\u00edli, kdy je jim to zapot\u0159eb\u00ed, s t\u00edm, \u017ee to splat\u00ed dodate\u010dn\u011b.Jen\u017ee p\u0159ij\u00edt do n\u011bjak\u00e9 banky, \u0159\u00edci, \u017ee si pot\u0159ebujeme koupit t\u0159eba kus pozemku, a hned si odsud odn\u00e9st pen\u00edze ur\u010den\u00e9 k tomuto \u00fa\u010delu je nere\u00e1ln\u00e1 p\u0159edstava. Tak to tu nefunguje. V bank\u00e1ch se mus\u00ed nejprve podat \u017e\u00e1dost, pak se mus\u00ed dostate\u010dn\u011b kvalitn\u00edm zp\u016fsobem dolo\u017eit v\u0161e, co zaru\u010duje schopnost \u017eadatele spl\u00e1cet, pak se mus\u00ed po\u010dkat na schv\u00e1len\u00ed a a\u017e pot\u00e9 teoreticky p\u0159ich\u00e1z\u00ed v\u00fdplata poskytnut\u00fdch pen\u011bz. Pokud tedy \u017eadatel prok\u00e1\u017ee svoji bonitu dostate\u010dn\u011b. Jinak m\u00e1 sm\u016flu.A kdy\u017e n\u011bkdo nem\u00e1 se \u017e\u00e1d\u00e1n\u00edm o p\u016fj\u010dku \u0161anci usp\u011bt, kdy\u017e je jist\u00e9 nebo aspo\u0148 nadm\u00edru pravd\u011bpodobn\u00e9, \u017ee mu v bance nic nep\u016fj\u010d\u00ed, p\u0159ich\u00e1z\u00ed vhod nebankovn\u00ed hypot\u00e9ka na pozemek, kter\u00e1 se d\u00e1 z\u00edskat o pozn\u00e1n\u00ed jednodu\u0161eji. Tady se toti\u017e mus\u00ed jenom poskytnout nemovit\u00e1 z\u00e1ruka spl\u00e1cen\u00ed, aby \u017eadatel usp\u011bl. A d\u00edky n\u00ed pak usp\u011bje, i kdyby to s n\u00edm jinak vypadalo docela bled\u011b.D\u00edky z\u00e1ruce spl\u00e1cen\u00ed v podob\u011b nemovitosti tu prost\u011b z\u00edsk\u00e1 pot\u0159ebn\u00e9 velk\u00e9 pen\u00edze leckdo. A jakmile je z\u00edsk\u00e1, m\u016f\u017ee si koupit vybran\u00fd pozemek a pustit se do stavby. Pak u\u017e mu v tom v\u016fbec nic nebr\u00e1n\u00ed. A proto jsou nebankovn\u00ed poskytovatel\u00e9 p\u016fj\u010dek se sv\u00fdmi hypot\u00e9kami na trhu tak pot\u0159ebn\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.2\/5 - (6 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dte si na pozemek","item":"https:\/\/www.abiti.cz\/pujcte-si-na-pozemek\/#breadcrumbitem"}]}]